ICG Privacy Statement
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The privacy of personal client information is important to Integrated Coverage Group Inc. This policy applies to all of the services we offer, as well as those offered by our subsidiaries or affiliated companies, if any.
Collecting Information
We collect nonpublic personal information about our individual clients and about the employees of our clients and prospects (and in certain cases their family members) (collectively, “Participants”) from the following sources:
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- Information we receive from Participants on paper and online applications or other forms, or in connection with providing services to Participants.
- Information we receive as a result of processing and verifying the information provided to us about our Participants.
- Information we receive from affiliates, insurers, intermediaries, third party providers and others about our Participants.
- Information we receive from consumer reporting agencies.
- Information available from external sources (such as publicly available records).
Disclosing Information
We do not disclose any nonpublic personal information, including financial information, about our Participants or former Participants to any third parties, except as stated in this policy, as otherwise required by law or as otherwise may be authorized by you from time to time. We may share this information outside Integrated Coverage Group Inc. in order to process or complete, or otherwise in connection with, the transaction for which the information was provided or as otherwise authorized by our Participants. We also may disclose any of the information we collect to companies that perform marketing services on our behalf or to companies with which we have joint marketing agreements, or our affiliates.
Cookies
When you visit our website, we send one or more cookies (a small file containing a string of characters) to your computer that uniquely identifies your browser. We use cookies to improve the quality of our service by storing user preferences and tracking user trends. Most browsers are initially set up to accept cookies, but you can reset your browser to refuse all cookies or to indicate when a cookie is being sent.
Customer Communications
When you send email or other communication to us, we may retain those communications in order to process your inquiries, respond to your requests, and improve our services.
Confidentiality and Security of Information
We restrict access to nonpublic personal information about Participants to those employees of Integrated Coverage Group who need to know that information in order to provide products or services to our Participants. We have in place physical, electronic, and procedural safeguards in order to protect any nonpublic personal information we maintain regarding our Participants.
Professional Standards
We have constantly held ourselves to the highest of professional standards. At Integrated Coverage Group Inc., we strive always to maintain the highest level of confidentiality for our Participants.